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Olivaeus Advisory
Private construction finance: what to prepare before you approach a funder
By Olivaeus Advisory. Updated 26 September 2026.
The answer first
The right private funding structure depends on the business purpose, property security, timing, total cost and exit. A funder needs the whole story presented clearly before it can assess the deal.
Feasibility
Start with the purpose and the commercial reason for using private funding. Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.
Builder and contract
Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.
Cost plan and quantity surveyor
Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.
Presales
Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.
Project experience and exit
Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.
Example scenario, not a settled deal
A business purpose borrower has suitable property security and a defined need. The deal is assessed on its own facts, including the exit and total cost.
How it works
Four simple steps to your funding
Get your application pack
If it fits, we send the mandate and application form the same day, and help you set out your exit strategy.
We take it to the right funders
Your file goes only to the funders whose appetite matches your deal.
You choose, we settle
You pick the terms that suit you and we manage it through to settlement.