Olivaeus Advisory

How to package a private lending deal: a guide for mortgage brokers

By Olivaeus Advisory. Updated 26 September 2026.

The answer first

The right private funding structure depends on the business purpose, property security, timing, total cost and exit. A funder needs the whole story presented clearly before it can assess the deal.

How funders read a file

Start with the purpose and the commercial reason for using private funding. Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.

The one page story

Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.

The five questions every funder asks

Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.

Common mistakes

Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.

When to bring in a facilitator

Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.

Example scenario, not a settled deal

A business purpose borrower has suitable property security and a defined need. The deal is assessed on its own facts, including the exit and total cost.

How it works

Four simple steps to your funding

1

Tell us about your deal

Two minutes, no documents needed yet.

2

Get your application pack

If it fits, we send the mandate and application form the same day, and help you set out your exit strategy.

3

We take it to the right funders

Your file goes only to the funders whose appetite matches your deal.

4

You choose, we settle

You pick the terms that suit you and we manage it through to settlement.

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