Olivaeus Advisory

Can property equity be used to pay an ATO debt?

By Olivaeus Advisory. Updated 26 September 2026.

The answer first

The right private funding structure depends on the business purpose, property security, timing, total cost and exit. A funder needs the whole story presented clearly before it can assess the deal.

The short answer

Start with the purpose and the commercial reason for using private funding. Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.

How property secured tax debt funding works

Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.

What funders ask about the debt

Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.

Working with your accountant

Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.

Costs and risks

Funders consider this point alongside the security, existing debt, timing and repayment plan. The facts and supporting documents need to be consistent.

Example scenario, not a settled deal

A business purpose borrower has suitable property security and a defined need. The deal is assessed on its own facts, including the exit and total cost.

How it works

Four simple steps to your funding

1

Tell us about your deal

Two minutes, no documents needed yet.

2

Get your application pack

If it fits, we send the mandate and application form the same day, and help you set out your exit strategy.

3

We take it to the right funders

Your file goes only to the funders whose appetite matches your deal.

4

You choose, we settle

You pick the terms that suit you and we manage it through to settlement.

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